Now being conducted at...
Penn State - Penn State Great Valley
Wednesdays, | OR | Tuesdays, |
Who should attend? Retirement Planning Today® contains something for everyone. We address financial issues that pertain to the self-employed as well as employees of corporations and government agencies. The course is designed to teach you how to build wealth and align your money with your values to accomplish your goals in life. Whether you plan to retire 20 years from now or have just recently retired, the information you learn in this class can deliver rewards throughout your lifetime.
Learn about important financial topics such as:
- Determine the amount of money you need to retire
- Understand how inflation can impact your retirement planning decisions
- Select the retirement plan distribution choice that is right for you
- Plan your retirement income to preserve a comfortable standard of living
- Transfer the risk of potential financial losses before or during retirement
- Reduce or eliminate taxes, expenses, delays and legal challenges with estate planning
Course Topics
- Traditional vs. new retirement
- New retirement opportunities
- Values and objectives in nine areas of life
- The retirement planning process
- Early retirement trends
- How long must your money last?
- Inflation, prices and purchasing power
- Retirement expectations
- How much will you need to retire?
- Can you retire today?
- Ten retirement planning mistakes
- Financial and cash–flow statements
- Credit and debt
- Taxes and marginal tax rates
- Eleven strategies to save money on taxes
- Taxable investments
- Capital gains income tax exclusion
- Investments with tax advantages
- Traditional IRAs
- Roth IRAs
- IRA to Roth IRA conversions
- Other retirement income sources
- Social Security eligibility and benefits
- Employment income and Social Security
- Employer–sponsored defined benefit plans
- Employer–sponsored defined contribution plans
- Retiring or changing jobs?
- Defined benefit and contribution plans
- Three important considerations
- Lump sum vs. IRA transfer vs. annuity payments
- Rollovers, direct rollovers and transfers
- Annuity income and choices
- Early retirement considerations
- Minimum required distributions
- Considerations before you invest
- Cash accounts
- Stocks and bonds
- Mutual funds
- Exchange traded funds
- Unit investment trusts
- Individually managed accounts
- Tax–deferred annuities
- Investment risk management strategies
- Disability income insurance
- Health insurance and Medicare
- Long–term care and insurance
- Comparing life insurance
- Planning for incapacity
- Taxes
- Shortfalls of will–only estates plans
- Probate
- Gifting assets
- Joint ownership of property
- Direct transfer assets
- Types and benefits of trusts
Your Instructor(s)
Your instructors are J. Charles Mann, CFP®, CRPC® and Marjorie Wentz, AIF®, Investment Adviser Representatives with Trinity Wealth Management, LLC, a Registered Investment Adviser.
Which class would you like to attend?
Wednesdays, Penn State | OR
| Tuesdays, Penn State |
Classroom Experience
Your Course Includes:
Attend with spouse, partner or guest at no additional cost
Take-home course textbook
Optional one-on-one consultation