Now being conducted at...
Louisville Recreation Center
Tuesdays, | OR | Thursdays, |
An Educational Course for Adults Age 50-65
Who should attend? Retirement Planning Today® contains something for everyone. We address financial issues that pertain to the self-employed as well as employees of corporations and government agencies. The course is designed to teach you how to build wealth and align your money with your values to accomplish your goals in life. Whether you plan to retire 20 years from now or have just recently retired, the information you learn in this class can deliver rewards throughout your lifetime.
Learn about important financial topics such as:
- Determine the amount of money you need to retire
- Understand how inflation can impact your retirement planning decisions
- Select the retirement plan distribution choice that is right for you
- Plan your retirement income to preserve a comfortable standard of living
- Transfer the risk of potential financial losses before or during retirement
- Reduce or eliminate taxes, expenses, delays and legal challenges with estate planning
Course Topics
- Traditional vs. new retirement
- New retirement opportunities
- Values and objectives in nine areas of life
- The retirement planning process
- Early retirement trends
- How long must your money last?
- Inflation, prices and purchasing power
- Retirement expectations
- How much will you need to retire?
- Can you retire today?
- Ten retirement planning mistakes
- Financial and cash–flow statements
- Credit and debt
- Taxes and marginal tax rates
- Eleven strategies to save money on taxes
- Taxable investments
- Capital gains income tax exclusion
- Investments with tax advantages
- Traditional IRAs
- Roth IRAs
- IRA to Roth IRA conversions
- Other retirement income sources
- Social Security eligibility and benefits
- Employment income and Social Security
- Employer–sponsored defined benefit plans
- Employer–sponsored defined contribution plans
- Retiring or changing jobs?
- Defined benefit and contribution plans
- Three important considerations
- Lump sum vs. IRA transfer vs. annuity payments
- Rollovers, direct rollovers and transfers
- Annuity income and choices
- Early retirement considerations
- Minimum required distributions
- Considerations before you invest
- Cash accounts
- Stocks and bonds
- Mutual funds
- Exchange traded funds
- Unit investment trusts
- Individually managed accounts
- Tax–deferred annuities
- Investment risk management strategies
- Disability income insurance
- Health insurance and Medicare
- Long–term care and insurance
- Comparing life insurance
- Planning for incapacity
- Taxes
- Shortfalls of will–only estates plans
- Probate
- Gifting assets
- Joint ownership of property
- Direct transfer assets
- Types and benefits of trusts
Your Instructor(s)
Your instructor is Tron D. Welch, CFP®, MBA, AIF®. Tron has taught financial workshops at the college level as well as through BVSD Lifelong Learning. He is a proud Boulder High graduate, a passionate CU Buffaloes fan and a committed Team Rubicon volunteer. In his free time, Tron enjoys traveling with his family, trail running and exploring all that Colorado has to offer.
Tron is a registered advisor, securities offered through representatives of Securities America, Inc, a broker dealer, member FINRA/SIPC. Advisory services offered through Wealth Plan Partners. Welch Financial Planning LLC, Wealth Plan Partners, and Securities America are not affiliated. Securities America and its representatives do not provide tax or legal advice. Please consult the appropriate professional regarding your specific situation.
Which class would you like to attend?
Tuesdays, Louisville Recreation Center | OR
| Thursdays, Louisville Recreation Center |
Classroom Experience
Your Course Includes:
Attend with spouse, partner or guest at no additional cost
Take-home course textbook
Optional one-on-one consultation